Were you recently injured in a car accident in Stratford? You might be facing painful injuries, mounting medical bills, time away from work, and insurance companies that don’t play fair.
That kind of stress doesn’t just take a toll on your wallet, it can impact your health, your family, and your future. And with Stratford’s location near I-95 and the Merritt Parkway, serious collisions are all too common in our community.
At Ganim Legal, P.C., we know how devastating a crash can be. Our Stratford car accident lawyers have over 30 years of experience standing up for people just like you, fighting for the full compensation you need to move forward with confidence.
Call us at (203)884-7075 or contact us online to schedule your free consultation. You don’t pay unless we win.
Do You Have Grounds For a Car Accident Claim?
Before pursuing your car accident case, our Stratford personal injury lawyer will first determine whether your situation meets the legal requirements for a successful claim:
- Damages: You must have suffered actual, measurable harm, such as medical bills, lost wages, pain and suffering, or property damage. These losses form the foundation of your compensation claim under Connecticut General Statutes § 52-572h, which governs the recovery of damages in negligence cases.
- Duty of care: Every driver in Connecticut is legally obligated to operate their vehicle safely and follow state traffic laws. This includes observing speed limits, yielding the right of way, and staying alert behind the wheel, as outlined in Connecticut General Statutes § 14-218a and related traffic safety laws.
- Breach of duty: We must prove that the at-fault driver failed to uphold that legal duty. This might involve distracted driving, running a stop sign, or driving while intoxicated, any action that falls below what a reasonable driver would do under similar circumstances.
- Causation: Finally, we’ll show a clear link between the driver’s careless behavior and your injuries. This step is essential to proving that the defendant’s actions directly caused the harm you’ve suffered.
Damages You Can Recover
A successful car accident claim in Stratford may result in several types of compensation under Connecticut General Statutes § 52-572h, which outlines recoverable damages in personal injury cases:
1. Economic damages
These include direct, measurable financial losses resulting from your accident. Common examples are medical expenses, rehabilitation costs, lost wages, loss of future earning capacity, and property damage. Economic damages aim to reimburse you for the actual money you’ve lost due to the crash.
2. Non-economic damages
These cover the more personal and less tangible consequences of a car accident. This may include pain and suffering, emotional distress, anxiety, PTSD, loss of enjoyment of life, and permanent disfigurement or disability. While harder to quantify, these damages reflect the true human impact of your injuries.
3. Punitive damages
Although rare, punitive damages may be awarded in cases involving egregious misconduct, such as drunk driving, reckless speeding, or intentional harm. These damages are not meant to compensate you, but to punish the wrongdoer and deter similar behavior in the future.
Connecticut permits punitive damages under Conn. Gen. Stat. § 52-240b for certain motor vehicle violations involving reckless disregard for safety.
How Much Compensation Can You Expect?
While every car accident case is unique, the following table provides general settlement ranges based on injury severity:
Injury Type | Average Settlement Range |
---|---|
Minor soft tissue | $10,000 – $25,000 |
Broken bones | $25,000 – $75,000 |
Traumatic brain injury | $100,000 – $250,000+ |
Permanent disability | $500,000 – $1,000,000+ |
Wrongful death | $500,000 – $5,000,000+ |
⚖️ Disclaimer: The settlement figures shown are for informational purposes only. These amounts vary significantly based on factors like liability clarity, insurance coverage limits, and quality of legal representation.
Some of our notable case results have exceeded these averages:
$283,544 jury verdict – Rear-end crash in Stamford
Our client, a 40-year-old man, was stopped at a red light on East Main Street in Stamford when he was rear-ended by a speeding driver who failed to maintain a proper lookout. He sustained serious neck and back injuries.
$1.5 million jury verdict – Pedestrian struck in Bridgeport
We represented a 28-year-old woman who was hit while crossing Main Street in Bridgeport. The driver failed to yield, ran over her feet, and threw her onto the hood of the car. She developed reflex sympathetic dystrophy (RSD), a chronic pain condition.
If you’re looking for a tailored estimate, try our car accident settlement calculator to explore what your case might be worth.
Our calculator might suggest a rough estimate based on medical bills and lost income, but pain and suffering are harder to measure. That’s where we come in, our attorneys know how to document the real impact of an injury and fight for compensation that reflects your daily struggles, not just your receipts.
Selected Value: 0%
How to Get in Touch With Our Stratford Car Accident Lawyer
Getting legal help after a crash shouldn’t be complicated. Our team at Ganim Legal is ready to listen, answer your questions, and help you take the next step.
- Call us now at (203)884-7075 or
- Send us a message to schedule your free consultation.
Whether your accident happened on I-95, Barnum Avenue, or a quiet Stratford neighborhood street, we’re here to fight for the recovery you deserve.
Common Types of Car Accidents We Handle
From high-speed collisions on I-95 to sudden impacts on Stratford’s neighborhood streets, our law firm has handled nearly every type of motor vehicle crash across Connecticut. We bring decades of experience to cases involving:
- Distracted driving accidents
- Drunk driving collisions
- Head-on crashes
- Highway accidents
- Hit-and-run incidents
- Intersection collisions
- Multi-vehicle pileups
- Rear-end accidents
- Rideshare vehicle crashes
- Rollover incidents
- Side-impact (T-bone) crashes
- Truck and commercial vehicle collisions
- Wrongful death cases
✔️If your situation isn’t on this list, we still want to hear from you. We’ve built strong cases from all kinds of scenarios, and we’re ready to do the same for you.

How Our Stratford Car Accident Law Firm Can Help
When you retain our services, we provide comprehensive support throughout your claim:
- Thorough investigation: We gather evidence, interview witnesses, and analyze police reports to build a strong case.
- Medical documentation: We help collect and organize all medical records to establish the full extent of your injuries.
- Insurance negotiations: We handle all communications with the at-fault driver’s insurance company to protect your interests.
- Settlement evaluation: We carefully assess all settlement offers to ensure they adequately compensate you for all damages.
- Litigation representation: If a fair settlement cannot be reached, we are fully prepared to take your case to trial.
- Emotional support: We provide compassionate guidance throughout the process, understanding the personal toll of serious accidents.
✔️ Our team understands what it takes to build a strong case after a serious crash, digging into the details, pushing back against unfair blame, and demanding full compensation for everything you’ve lost.
Reach out today by phone or through our contact page. We’re ready to listen, answer your questions, and get to work for you in Stratford and across Fairfield County.
Myth vs Facts Relating to Your Car Accident
Let’s dispel some common misconceptions about car accident claims in Connecticut:
Myth | Fact |
---|---|
“You have plenty of time to file a claim.” | Connecticut has a two-year statute of limitations for personal injury claims, after which you may lose your right to compensation. |
“The insurance company’s first offer is usually fair.” | Insurance companies typically start with lowball offers, hoping you’ll settle for less than you deserve. |
“You can handle claims without a lawyer.” | Complex cases involving serious injuries almost always result in better outcomes with professional legal representation. |
“Wrong-way crashes are rare in Connecticut.” | According to the Connecticut DOT, there have already been 11 deaths from wrong-way crashes in 2024, exceeding the total from all of 2023. |
“Most dangerous roads are in major cities.” | A report from Patch identified Route 113 in Stratford as one of the most dangerous roads in the area, with over 800 crashes in a recent four-year period. |
💡 Whether your accident happened yesterday or nearly two years ago, you may still have a valid claim. No matter the type of crash or injury, our team is here to review your case, explain your rights, and help you pursue the compensation you deserve before it’s too late.
Your First Actions After a Stratford Auto Accident
Taking the right steps after a car accident can make or break your personal injury claim. Here’s what we recommend doing immediately:
- Contact our Stratford car accident lawyer: Getting legal advice early helps protect your rights, preserves evidence, and ensures you don’t say something that could hurt your claim.
- Seek immediate medical attention: Even if your injuries seem minor, get evaluated by a doctor. Some symptoms, like whiplash or internal trauma, can take days to show up, and early records link them directly to the crash.
- Report the accident: If police didn’t file a report at the scene, make sure to report the crash within 24 hours. This creates an official record that supports your case.
- Document everything: Take clear photos of your injuries, vehicle damage, road conditions, and gather contact info from any witnesses while the details are fresh.
- Notify your insurance company: Report the crash promptly, but keep it simple. Don’t admit fault or give a recorded statement before speaking with a lawyer.
- Follow medical advice: Attend all appointments and stick to your treatment plan. Skipping care can weaken your case and suggest your injuries weren’t serious.
Not sure where to start? We can help with every step of the process, from dealing with insurers to gathering medical records. Contact us for a free consultation, and we’ll make sure you don’t go through this alone.
Common Insurance Company Tactics to Look Out For
Based on our extensive experience handling Connecticut car accident claims, we’ve identified these common insurance company strategies:
- Requesting recorded statements: They may use your words out of context to minimize liability or reduce your compensation.
- Quick settlement offers: They often present low offers soon after the accident, before you understand the full extent of your injuries.
- Downplaying injuries: Adjusters might suggest your injuries are less serious or unrelated to the accident despite medical evidence.
- Surveillance: Insurance companies may monitor your social media for posts that contradict your injury claims.
- Delaying tactics: Some insurers deliberately slow the process, hoping you’ll accept less out of financial necessity.
Working with our experienced car accident attorney means having a professional who can recognize and counter these tactics on your behalf, because insurance companies are not looking out for you.
What if the Other Driver Has No Insurance?
Being hit by an uninsured driver can leave you facing serious costs with no clear source of compensation. While Connecticut requires drivers to carry insurance, the Insurance Research Council estimates that just over 6% still drive uninsured, and that’s a real risk on Stratford’s roads.
⚠️ The CDC reports that crash injuries lead to over $18.4 billion in lifetime medical costs in the U.S., with more than 1 million hospital days per year. Most of these costs occur within just 18 months of the injury. Without insurance coverage in place, victims often face devastating financial pressure.
But you may still have options. Depending on your policy, we may be able to help you file through:
- Uninsured Motorist (UM) coverage: Steps in when the at-fault driver has no insurance.
- Underinsured Motorist (UIM) coverage: Applies when the other driver’s insurance doesn’t cover all your losses.
- Medical Payments (MedPay): Optional coverage in Connecticut that helps with immediate medical costs, no matter who was at fault.
Even if you’re not sure what coverage you have, we can help you understand your policy and fight for the compensation you’re entitled to. Contact us today for a free review of your options.
Your Deadline For Filing a Claim
In Connecticut, you generally have two years from the date of your car accident to file a personal injury lawsuit. This statute of limitations is strictly enforced by the Connecticut Judicial Branch.
However, a few exceptions may apply in special circumstances:
- Wrongful death claims: If the accident results in death, the clock starts on the date of death, not the crash, and the case must be filed within two years, but no later than five years from the act that caused the death (CGS § 52-555).
- Minors and legally incapacitated individuals: The clock may be paused (tolled) until the injured party reaches legal age (18) or regains capacity. However, courts can still impose outer limits, so don’t delay.
- Government liability: If the at-fault party is a municipal or state agency, notice must be filed within as little as 90 days (for towns/cities) or within one year (for state claims).
- Delayed discovery: In rare cases, such as internal injuries that weren’t immediately apparent, the statute may be extended up to three years from the date of the negligent act, but not beyond that. Courts are very strict about this.
📌 Waiting too long, even by a few days, can permanently bar you from seeking compensation. Consulting our Stratford car accident lawyers early ensures your rights are protected and no deadlines are missed.

Gathering Evidence
To build a successful claim, it’s not enough to say what happened; you need to prove it with strong, well-documented evidence. Our team gathers and organizes the materials needed to support every part of your case:
- Police reports: Official documentation from the Stratford Police Department outlining who was involved, where the crash happened, and any initial fault determinations.
- Medical records: Detailed reports from Bridgeport Hospital or other medical providers showing the extent of your injuries and the treatment required.
- Witness statements: Firsthand accounts from people who saw the crash or can testify to how your injuries have affected your daily life.
- Expert opinions: Independent analysis from accident reconstructionists, doctors, or economic experts to help prove fault, injury severity, or long-term financial impact.
- Video/photographic evidence: Images of the crash scene, visible injuries, skid marks, or vehicle damage that help tell the story visually.
- Employment records: Documentation from your employer showing missed work, lost wages, or reduced earning capacity due to the accident.
What Can I Expect to Pay?
At Ganim Legal, P.C., we represent car accident victims on a contingency fee basis. This means:
- You pay no upfront costs or hourly fees
- We collect payment only if we secure compensation for you
- Our fee is a percentage of your recovery
- If we don’t win, you don’t pay attorney fees
⚖️ This arrangement ensures our interests align with yours – we’re motivated to achieve the best possible outcome for your case.
Who Pays For Your Medical Bills While Your Case is Pending?
This is one of the most common and stressful concerns our clients face. The good news is: you don’t have to manage it alone. There are several ways your medical expenses can be handled while your case is in progress, and we help you explore and coordinate all available options:
- Health insurance: May cover early treatment, but could require reimbursement later.
We handle insurer coordination and protect you from paying more than you should. - Medical provider liens: Some providers agree to wait for payment until your case settles.
We negotiate lien terms and make sure everything is properly documented. - MedPay coverage: If included in your auto policy, this can cover costs regardless of fault.
We check your coverage, file claims, and ensure timely payment of benefits. - Provider negotiations: Some bills can be delayed or reduced with the right support.
We work directly with providers to lower or defer what you owe.
If you’re unsure how your bills will be paid or feel overwhelmed by collection notices, reach out. We’ll walk you through your options, protect your credit, and fight to make sure your medical debt doesn’t define your future.
Our Process For Handling Your Case
When you choose us as your representation, we follow these steps to build a strong case and keep you informed every step of the way:
- Free initial consultation: We’ll evaluate your case, explain your options, and answer all your questions without any obligation or cost.
- Thorough investigation: Our team will collect evidence, interview witnesses, review police reports, and consult with experts as needed.
- Documentation of damages: We’ll compile comprehensive medical records, calculate lost wages, and document all economic and non-economic damages.
- Case building: We’ll develop legal strategies tailored to your specific situation, preparing for both negotiation and potential litigation.
- Demand preparation: We’ll create a detailed demand package outlining your damages and the legal basis for your claim.
- Negotiation: We’ll engage with insurance companies to pursue a fair settlement that fully compensates you for all damages.
- Litigation if necessary: If a fair settlement cannot be reached, we’ll file a lawsuit and represent you throughout the court process.
- Resolution: Whether through settlement or verdict, we’ll work to resolve your case efficiently while maximizing your compensation.

Ganim Legal: Your Car Accident Lawyer in Stratford, CT
Our results and dedication to injury victims have earned recognition from leading legal organizations, including:
- CT Law Tribune Award for Personal Injury
- America’s Top 100 Attorneys Lifetime Achievement Award
- Top 100 Lawyers by The National Trial Lawyers Association
- Top 10 Personal Injury Attorneys recognition
At Ganim Legal, we pair this proven success with the personal attention every client deserves. Our firm is led by Attorney Paul Ganim, who was admitted to the Connecticut Bar in 1992 and has served as Judge of Probate for the District of Bridgeport since 1998.
✔️ With deep roots in Stratford and surrounding Fairfield County, we understand the local roads, court system, and insurance landscape. That local knowledge, combined with decades of legal experience, helps us deliver strong, effective representation for every crash victim we serve.

General Information on Car Accidents in Stratford
Stratford’s location at the intersection of major highways makes it particularly vulnerable to serious traffic incidents. According to data from the Connecticut Crash Data Repository, Stratford experienced nearly 8,000 crashes over a recent four-year period, with Route 113, Route 1, and Route 15 (Merritt Parkway) being identified as the most dangerous roads in the area.
Common Causes of Car Accidents
Several recurring factors contribute to crashes in Stratford and throughout Fairfield County. Recognizing these causes can help drivers stay safer and identify when another driver’s actions may make them legally responsible for a collision.
- Distracted driving: Using a phone, adjusting a GPS, or even talking to passengers can pull a driver’s attention from the road, often with serious consequences.
- Speeding: Driving above the posted limit or too fast for weather or traffic conditions reduces reaction time and increases the severity of any impact.
- Impaired driving: Alcohol or drug use affects coordination, decision-making, and reaction time, significantly increasing the risk of a crash.
- Wrong-way driving: Drivers who enter roadways in the wrong direction pose a severe threat, especially on high-speed routes like the Merritt Parkway.
- Dangerous intersections: Complicated traffic patterns, poor visibility, and driver error make certain intersections, such as those on Main Street or Barnum Avenue, common sites for collisions.
Types of Injuries We See as Lawyers
Car accidents can cause a wide range of physical and emotional injuries, some of which may not be immediately apparent. We regularly help clients recover compensation for injuries such as:
- Traumatic brain injuries: Even “mild” concussions can have long-lasting effects on memory, concentration, and emotional regulation.
- Spinal cord damage: These catastrophic injuries may result in partial or complete paralysis, requiring lifelong care and assistance.
- Broken bones: Fractures often require surgery, physical therapy, and extended recovery time, particularly in older victims.
- Soft tissue injuries: Whiplash and other soft tissue damage can cause chronic pain lasting months or years after the initial accident.
- Psychological trauma: Many accident victims experience PTSD, anxiety, or depression following a serious crash, requiring professional treatment.
Common Car Accident Injuries and Recovery Timelines
Understanding the typical recovery timeline for different injuries not only helps set realistic expectations but also plays a major role in determining the value of your compensation.
⚖️ Longer recovery periods, lasting pain, or permanent limitations often lead to higher settlement potential due to increased medical care, lost wages, and diminished quality of life.
Injury Type | Average Recovery Time | Typical Treatment | Long-Term Impact |
---|---|---|---|
Broken limb | 6–12 weeks | Casting, possible surgery | Risk of arthritis or limited mobility |
Whiplash | 3–6 months | Physical therapy, pain management | Potential for chronic neck or back pain |
Mild concussion | 2–6 weeks | Cognitive rest, monitoring | Lingering headaches, focus issues |
Herniated disc | 6+ months | Physical therapy, injections, and possible surgery | Recurring pain, reduced flexibility |
Severe brain injury | 1+ years | Acute care, rehabilitation | Permanent cognitive or physical disabilities |
Speak to a Stratford Auto Accident Lawyer Today!
If you’ve been injured in an automobile accident, don’t take on the insurance companies by yourself. Our Stratford car accident attorneys are here to protect your rights and fight for the full compensation you’re owed, so you can focus on healing.
We’ve represented injured victims throughout Stratford and Fairfield County, and we understand the roads, courts, and insurance tactics you’re up against.
You don’t have to go through this alone. Call Park Avenue Paul today.
Call us at (203)884-7075 or visit our contact us page to schedule your free consultation. You won’t pay a thing unless we win for you.
FAQs
What if I were partially at fault for the accident?
Connecticut follows a “modified comparative negligence” rule, meaning you can still recover damages even if you were partly responsible, as long as you were not more than 51% at fault. However, your compensation will be reduced by your percentage of responsibility.
Our attorneys can help minimize your assigned fault through effective evidence presentation and skilled negotiation.
Should I accept the insurance company's settlement offer?
It’s rarely advisable to accept an initial settlement offer without our legal consultation. Insurance companies typically start with lowball offers, hoping to resolve claims quickly and inexpensively. Our highly experienced car accident lawyers can evaluate whether an offer truly compensates you for all current and future damages, including ongoing medical needs and long-term impacts.
How much does it cost to hire a Stratford car accident lawyer?
At Ganim Legal, we represent personal injury clients on a contingency fee basis, meaning you pay nothing upfront. We only collect a fee if we successfully recover compensation for you. This arrangement ensures everyone has access to quality legal representation regardless of financial circumstances, and we only get paid when you do.
Will my case have to go to trial?
While most car accident claims settle before trial, we prepare every case as if it will go to court. This thorough approach often results in better settlement offers.
If the insurance company refuses to offer fair compensation, our trial-ready attorneys will not hesitate to present your case before a jury. We’ll highly recommend the best legal strategy based on your specific circumstances.



